5 Ways to Pay for Culinary School

by Angela Puma
If you’ve been doing your research on attending culinary school for long enough, you’ve probably realized that the cost usually isn’t cheap. Culinary schools can range in price from around $30,000-$100,000 per year. Fortunately, there are tools available that ease the financial burdens associated with paying for higher education.

1. Grants

The federal government provides grants for students based on financial need. Grants can be used towards paying for education, and do not have to be paid back. You can apply for grants in the United States by filling out a FASFA form online.

2. Scholarships

Scholarships are made available to students either through their educational institution or from outside organizations. Like grants, scholarship money can be used towards tuition and does not need to be paid back. Scholarships can be need based or merit based. Sometimes, scholarships are offered by an institution for academic merit. Scholarships are also available through outside organizations such as businesses and clubs.

3. Loans

Loans can be acquired either through the government or through outside sources. Government student loans can be applied for through your schools office of financial aid. Loans are helpful for covering the costs of school that are not paid for by scholarships and grants. In addition to federal loans, students who have adequate credit can apply for outside educational loans through financial institutions such as banks and credit unions. Unlike grants and scholarships, loans must be paid back after graduation.

4. Work-Study Programs

Work-study programs allow for students to work for their school or other contracted organizations while they are in school to earn money to finance their education. Students can apply for work-study through their school’s office of financial aid. Often, an undergraduate program will have part time hours.

5. Part-Time Jobs

Many students in culinary education programs work part-time jobs outside of school. A part-time job can be useful in paying for expenses associated with college attendance, as well as personal expenses. To achieve full academic potential, it is not recommended that students attempt to work full time hours while in school. Students working part-time should look for jobs where they can work around 20 hours per week.

Remember, the cost of investing in a culinary education is small compared to the expanded opportunities and future pay you will find when you enter the job market. Students who attend culinary school are more likely to score entry level jobs, and the knowledge that they acquire in school can make it easier for them to earn promotions at a higher rate than average.

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